How to Calculate Take-Home Pay
In Ireland, your "Salary After Tax" (Net Pay) is what lands in your bank account after three main deductions are taken from your Gross Pay:
- PAYE (Income Tax): Calculated at 20% on the first €44,000 earned (Standard Rate Cut-off) and 40% on the balance. Tax credits reduce this bill.
- USC (Universal Social Charge): A tax payable on gross income if you earn over €13,000 per year. It has tiered rates (0.5%, 2%, 3.1%, 8%).
- PRSI (Social Insurance): Generally 4.1% for most employees (Class A), contributing to your state pension and social welfare benefits.
Are you being paid fairly?
Check the latest age-based minimum rates for 2026.
Why Calculate Hourly?
Most online calculators ask for an annual salary (e.g., €35,000). But for contractors, part-time staff, and shift workers, you think in Hourly Rates. This tool is built to instantly show you what a €14.50/hour rate actually looks like in your pocket at the end of the week.
Common Questions
How is salary after tax calculated in Ireland?
Your net pay is calculated by deducting PAYE (Income Tax), USC (Universal Social Charge), and PRSI (Social Insurance) from your gross pay. Tax credits are then applied to reduce the PAYE liability.
What is the emergency tax rate in Ireland?
If your employer does not have your Revenue Payroll Notification (RPN), you may be put on Emergency Tax. This can result in a temporary tax rate of up to 40% on all earnings until resolved.